Recognizing that health care insurance is simply a pain to find for some folks, especially young adults, TRICARE has debuted a new program called TRICARE Young Adult.
For Active Duty military, all dependents under the age of 21 are eligible for the service-member’s TRICARE coverage. This age is extended to 23 if the dependent is a full time college student. This still leaves a lot of young adults without health care insurance, and often, military families cannot afford to maintain coverage for their children after the children move out. Equally as often, these young adults are not yet working at jobs which provide company health insurance policies.
This is where TRICARE Young Adult comes in. This program is for children of military members who are no longer eligible for their parents’ TRICARE (over age 21 or 23 as described above), are between the ages of 21 and 26, are not eligible for employer provided health care insurance, and are not married. TRICARE plans to provide coverage retroactively to January 1, 2011. Premiums would also be charged to cover this retroactive coverage if the option is taken.
There is currently no information on whether or not children of veterans who are TRICARE eligible will be able to participate in this program.
As more information becomes available, military.com will update their TRICARE page about this new program.
Picture thanks to katerha under creative common license, flickr.